Investment Management

Proactive Defense
We don’t wait for the market to act; we try to take a proactive approach seeking to protect your assets when economic downturns are anticipated.
Strategic Growth
In strong economies, we seek to pursue strategic buy-and-hold strategies to help your portfolio grow. and try to overweight areas of the market that we believe to be in favor.
Risk Management
Our team is committed to trying to manage risk, seeking to reduce volatility, and seeking opportunities for long-term gains.
Personalized Strategies
Every client’s needs are unique. We tailor your investment portfolio to your specific goals and try to adjust as markets and personal circumstances change.

At TLWM Financial, we believe that a solid financial plan is the foundation of long-term success. Our approach is rooted in sensible, low-cost investing and minimizing the use of unnecessary insurance. With a team of Certified Financial Planners (CFPs®) working for you, we provide meticulous planning that covers every aspect of your financial life—from retirement to estate planning. We handle the small details, so you can focus on the bigger picture: family, health, and community.

Our Approach
At TLWM Financial, our philosophy centers on creating financial plans that are both cost-effective and comprehensive. We strive to reduce unnecessary costs and complexities, avoiding over-reliance on insurance products. Our Certified Financial Planners (CFPs®) bring a wealth of expertise to the table, ensuring that every detail is accounted for. We take care of the complexities so you can pursue your passions and focus on what matters most.
We sweat the small stuff, so you don’t have to. By handling the technical details of your finances, we allow you to focus on life’s greater pursuits: family, community, and well-being.
Our Process
Our investment strategy is tailored to market conditions.
- During stable or growing economies, we follow a strategic buy-and-hold approach, selecting investments that align with your long-term goals.
- When economic risks rise- such as during times of potential recession—we seek to take action to try and safeguard your assets, aiming to have cash reserves available to reinvest at lower market prices in the future.
This dual approach allows us to try and adjust to the ever-changing market landscape, keeping your investments flexible and positioned for growth.

Our Philosophy
As Sir John Templeton once said, “No bull market is permanent. No bear market is permanent. And there are no stocks you can buy and forget.” At TLWM Financial, our investment philosophy embraces this reality. Through disciplined investing and proactive management, we aim to achieve long-term, risk-adjusted returns while reducing volatility.
We understand that managing risk is just as important as seeking returns. When we believe the risk is too high or a recession is on the way, we seek to act decisively to try and preserve your capital, hoping to give you the best chance to thrive when the market rebounds.